Cookie Policy — MRCSbank.com

Cookie Policy

MRCSbank.com — Operated by Cutting Edge

Last updated: April 2026

This Cookie Policy explains what cookies are, which cookies we use on MRCSbank.com (the “Service”), why we use them, and how you can manage them. It should be read alongside our Privacy Policy and Terms of Service.

1. What are cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work, to make them work more efficiently, and to provide information to the website owner.

Cookies can be:

First-party cookies, set by the website you are visiting; or
Third-party cookies, set by another organisation (for example, a payment provider).

Cookies can also be:

Session cookies, which are temporary and deleted when you close your browser; or
Persistent cookies, which remain on your device for a set period or until you delete them.

2. The law on cookies

In the UK, the use of cookies is governed primarily by the Privacy and Electronic Communications Regulations (PECR), alongside the UK General Data Protection Regulation (UK GDPR).

Under these laws:

We do not need your consent to use cookies that are strictly necessary to provide the Service you have requested (for example, keeping you logged in); but
We do need your consent before using non-essential cookies (such as analytics, advertising, or tracking cookies).

We currently use only strictly necessary cookies, so no cookie consent banner is shown on the Service.

3. Cookies we use

We use only strictly necessary cookies. The table below summarises them.

Cookie	Type	Purpose	Duration
Session cookie (e.g. PHPSESSID, connect.sid)	First-party, essential	Keeps you logged in as you move between pages on the Service.	Session (deleted when you close your browser).
Authentication / login token	First-party, essential	Keeps your login active so you do not have to log in repeatedly during a session.	Up to 30 days, or until you log out.
CSRF / security token	First-party, essential	Helps protect your account from cross-site request forgery and other security risks.	Session.
Cookie preference (if applicable)	First-party, essential	Records your cookie choices so we do not ask again on every visit.	Up to 12 months.

Note: The exact cookie names may vary depending on the technology used by our hosting provider and the framework that powers the Service. The table above describes the categories of cookies we use; specific names may differ but the purpose remains the same.

4. Third-party cookies

When you make a payment on the Service, you are taken through a checkout flow provided by Stripe, our payment processor. Stripe may set its own cookies on your device for the purposes of processing your payment securely and preventing fraud. These are essential to completing your transaction.

We do not control these cookies. For more information, see Stripe’s cookie policy and Stripe’s privacy policy.

We do not use any advertising, analytics, or social media cookies on the Service.

5. Cookies we do not use

For transparency, we want to be clear about what we do not do:

We do not use Google Analytics or any other analytics cookies;
We do not use advertising cookies or run advertising on the Service;
We do not use social media tracking pixels (such as Facebook Pixel or LinkedIn Insight Tag);
We do not sell, rent, or share your data with advertising networks; and
We do not track you across other websites.

6. How to control or delete cookies

Most browsers allow you to control cookies through their settings. You can usually:

View the cookies stored on your device;
Delete some or all cookies;
Block cookies from specific websites;
Block third-party cookies; and
Set your browser to notify you when cookies are being set.

You can find instructions for the most common browsers here:

Please note: Because the cookies we use are strictly necessary, blocking or deleting them will likely break parts of the Service. In particular, you will not be able to log in or stay logged in if you block our session and authentication cookies.

7. Do Not Track signals

Some browsers offer a “Do Not Track” (DNT) signal. There is no consistent industry standard for how to respond to DNT signals, and because we only use strictly necessary cookies, the question of tracking does not arise. We therefore do not change our behaviour based on DNT signals.

8. Changes to this Cookie Policy

We may update this Cookie Policy from time to time, for example if we change the cookies we use or if the law changes. The “Last updated” date at the top of this page shows when the most recent change was made.

If we ever decide to introduce non-essential cookies (such as analytics), we will update this policy and ask for your consent through a cookie banner before any such cookies are set.

9. Contact us

If you have any questions about our use of cookies, please contact us at:

Cutting Edge
Email: abdelrahman@mrcsbank.com